A boy rides a hoverboard on the street. Hoverboards consider motor vehicles and therefore require a driver’s license.
Children are therefore prohibite from operating in public spaces. Mobility is also hip for children and young adults – and especially popular with electric vehicles. Whether hoverboard, e-skateboard or e-scooter – the camp of fans of small electric cars is getting bigger and bigger. If you treat yourself to the fun, you should know where you can drive and where not and properly insure.
hoverboards and e-skateboards
For years, hoverboards and e-skateboards have been very popular means of transport, especially among children and young people. A hoverboard is a two-wheeled vehicle without handlebars that is steer shifting your weight. An e-skateboard, on the other hand, is also guide shifting your weight.
Anyone who gives their children such a vehicle and makes it available to drive should know one thing: Children are only allowed to move them to a limited extent if you look at it strictly from a legal point of view. Because hoverboards are considered motor vehicles, there are certain requirements for use (by children) associated with them. In addition to compulsory insurance, driving on public roads requires a driver’s license.
In the UK, they can already use on-the-road: electric scooters, so-called e-scooters, here models from the supplier Bird. E-scooters could also soon be driven legally on UK cycle paths and roads.
Children and hoverboards – only on private property
Only the legislature probably needed hoverboards and Co. on the screen when determining the current driving license vehicle classes. Therefore, it is not possible to say which specific driving license class would be necessary to legally move a hoverboard on public roads, according to the ADAC, which adds on its website: “In theory, the boards could fall under the motorcycle classes AM, A1, A2, A, but also fall under car category B.”
This would mean, among other things, that only young people from 14 would allow moving hoverboards – provided they have a moped driver’s license. In everyday practice, parents should ensure that children only use the equipment in defined non-public traffic. This includes courtyards, terraces, and private paths – even the sidewalk is critical.
However, Claudia Wagner from the Ergo Group says clearly: “There is no insurance cover for hoverboards and e-skateboards under private liability insurance if they not use exclusively on non-public paths and places.” The vehicles are not vehicles within the meaning of the Small Electric Vehicles Ordinance “since they do not meet the requirements specified in Section 1 of the Small Electric Vehicles Ordinance, adds Wagner.
E-scooters need an insurance number.
The situation is somewhat different with another trendy small electric vehicle, the e-scooter. For years, this has also been part of everyday life in UK (big) cities. However, if you don’t just want to rent one but want to call it your own, you should also pay attention to a few things.
E-scooter drivers who want to drive their vehicles on public roads need an operating license, an insurance license plate, or an insurance sticker for liability insurance. This means that e-scooters are equivalent to mopeds or mopeds from an insurance point of view. This means that in the event of an accident, your liability insurance pays for damage to third parties, and your injury is not covers.
Use only on cycle paths.
However, you can only drive an e-scooter on cycle paths and cycle lanes. If these are not available, you can switch to the road. Going against the direction of travel is prohibites on the sidewalk, in the pedestrian zone, and on one-way streets.
Even if a helmet is not compulsory for an e-scooter, wearing one makes sense and minimizes. The risk of injury in the event of an accident. If you are also getting on an e-scooter for the first time. You should practice using it in a traffic-free area. Good to know: “Accidents on the way to school or work are covers statutory accident insurance,” say the experts at Ergo Insurance.
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